Health insurance is meant to provide peace of mind, but many policyholders encounter pain and paperwork, writes Lijee Philip in the ET. It was a long night for 24-year-old Rohan Mehta from Mumbai. After five days of unrelenting fever, he was finally admitted to a hospital. The doctors couldn’t pinpoint what was wrong. He was tested for malaria, typhoid and dengue, but results proved inconclusive. As his temperature touched 103°F and fatigue set in, his physician had decided h